SKU: 57956271886

別把你的錢留到死:懂得花錢,是最好的投資——理想人生的9大財務思維

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別把你的錢留到死:懂得花錢,是最好的投資——理想人生的9大財務思維: : Die with Zero YPA Best Nonfiction 100% Bill Perkins Die with Zero 9 1 2 3 4 5 6 7 8 9 Die with Zero Bill Perkins 510 1. 2

作者: 比爾.柏金斯  |  譯者: 吳琪仁


       ●    你是否想過,在你死前沒把錢花光都是浪費?
  ●    最佳的金錢分配策略是什麼?
  ●    如何在時間、健康與金錢之間取得平衡?
  ●    「死前財產歸零」(Die with Zero)是最佳財務策略,更是全新的人生腳本!

  ★財經作家綠角、小資YP、A大、理財館長專文推薦
  ★《拿鐵因子》作者大衛‧巴哈盛讚
  ★《華爾街日報》暢銷書
  ★亞馬遜財經暢銷書、編輯評選最佳書籍(Best Nonfiction)
  ★經濟學家、企業家、暢銷作家、知名演員一致推薦

  「人生要過得好,而不只是活著。」
  美國知名對沖基金經理人告訴你:
  如何100%享用金錢,做出人生最好的投資。

  美國知名對沖基金經理人比爾.柏金斯(Bill Perkins)認為:如果你花了許多時間去賺錢,卻根本來不及在死前享受到那些金錢,那你就浪費了寶貴的時間。因為金錢只是達到目標的手段:更重要的目標是享受生命。但是,很多人卻為了賺錢,犧牲了更重要的目標。

  比爾.柏金斯提出的「死前財產歸零」(Die with Zero)是指,只要存夠退休的錢,並且要給家人、要捐作慈善的錢都給了,你就應該充分享用金錢、投注更多精神創造難忘的人生經驗──不要在辦公室耗上更多時間,也不要等到年紀太大,什麼都做不了才後悔莫及。

  從你的錢和人生中,得到你想要的一切
  讓人生全面升級的9大金錢法則

  ■法則1 盡力最佳化你的人生
  不要等到退休後才開始做自己喜歡的事情。積極去擁有你現在想要的人生體驗,多多享受有意義和難忘的體驗吧。

  ■法則2 儘早投資各種體驗
  你的人生就是你所有體驗的總和,當你回顧時,會記得這些體驗的豐富內容。請規畫你想要的體驗並立即開始行動。

  ■法則3 訂下財產歸零目標
  在理想情況下,你應該在死前將錢花到一毛不剩──將錢花在擁有絕佳的個人體驗、照顧家人和留名青史。這就是目標。

  ■法則4 應用所有規劃工具
  你不知道自己究竟何時會死,但有些工具可以讓你對於預期壽命有個大概的了解。請在計劃中使用這些工具。

  ■法則5 該給的錢就現在給
  在過世前就把你想留給孩子的部分給他們,等你過世後再給一點意義也沒有。如此一來,你便可以在對他們的生活產生最大影響時給予幫助。

  ■法則6 不要習以為常地過生活
  關於個人理財和平衡競爭需求,沒有普世通用的規則。不要習以為常地過生活,要做好不斷更新和改變的準備。

  ■法則7 為人生設定時間表
  人終有一死。在那之前你會經歷幾個階段或時節。務必依照不同階段去進行規劃,而不是天真地以為自己會永遠走下去。

  ■法則8 了解自己的頂峰
  為了實現人生最大的成就,你應該在最佳的時間點停止工作。在人生結束前先弄清楚那是什麼。沒有人臨終躺在床上時,會希望自己在辦公室花費更多時間。

  ■法則9 大膽冒險,把握機會
  你愈年輕就該承擔愈大的風險,也應該愈勇敢。找出風險很小的機會,並去冒險。一旦你年紀漸長,就沒辦法這樣做了。

  以「死前財產歸零」(Die with Zero)為目標,你會永遠改變自己的慣性,從賺錢、存錢和追求累積財富,變成活出你能擁有的最棒人生――有了這個目標,你肯定會在人生中收獲最多。 


比爾‧柏金斯(Bill Perkins)

  美國知名對沖基金經理人、企業家。被《華爾街日報》譽為對沖基金的「最後一位牛仔」,同時也是歷史上最成功的能源交易員之一。他曾在5年內,為自己任職的公司創造了超過10億美元的收益。

  在愛荷華大學修習電機工程學後,柏金斯進入華爾街接受培訓,之後搬到德州休士頓。在那裡,他成為一位大獲成功的對沖基金經理,專攻創投與能源行業。柏金斯除了是身家超過1.2億美元的對沖基金經理人,也涉足電影產業,擔任好萊塢電影的製片。同時,他也是一名高額錦標賽撲克玩家。

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4.7 ★★★★★
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Melissa Williams
Chelsea, US
★★★★★ 4
4.25 stars
Format: Kindle
Vale is an 8 month pregnant omega working as a waitress at a strip club and a cam girl. She starts to get very creepy vibes from a regular at the club, and her baby daddy ghosted her. She has had an online relationship with a man named Bishop through her cam girl status. One night, bishop was paying to watch her sleep and ansthe creepy regular Andrew break in and watch her sleep he tells vale to come to him at his business now. She flees and finds herself at a large security company with some.hot of alphas who are there to help her. This imegaverse is a little different than I have read, but I am thoroughly enjoying it. Vale is not a traditional omega she was raised by a single beta mom, and the alphas are not normal alphas they have never really loved pack life. But they are ruthless mercenaries. They need her, and she needs them. I love the aspect of the stalker and now the plot twists at the end, so so good. Sometimes, it seemed a little slow and stale mated, but since this a duet, I think It was just her starting to have Vale get to know her alpha suitors. Cliffhanger for sure with this one.
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Reviewed in the United States on September 9, 2024
A
Verified Purchase
Austin & Cambria
Pawtucket, US
★★★★★ 5
That ending 😫
Format: Kindle
I fell into a false sense of security and really thought this was gearing towards a happy ending. Then I realized there’s no work they don’t punish Andrew. I really liked Vale’s character. I don’t normally read books with pregnancy but going into this knowing she was pregnant made it more enjoyable for me. I loved Bishops devotion to her and her happiness. I also loved that Holt and Mercy couldn’t fight their attraction to her. I love scent matches so very much. I’m so curious to see how this duet will end up. And I need to pay more attention and notice that a book I’m starting is a duet to begin with lol
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Reviewed in the United States on February 21, 2025
S
Verified Purchase
Sarah A
Whiting, US
★★★★★ 5
oh wow
Format: Kindle
I just knew there was something about Cooper! I’m wondering if he’s about to be included but damn I’m glad he’s at least not a rapist and creepy guy, he just got called on assignment and had to go! This should be interesting! She’s gonna run and then what’s his face is gonna grab her. I’m worried! Wow that was a great book and cliffhanger! Loving this!
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Reviewed in the United States on December 27, 2025
A
Verified Purchase
Ashley Morgan
Natrona Heights, US
★★★★★ 5
ABSOLUTELY A MUST for Omegaverse Girls!!!
I ABSOLUTELY LOVE Jillian West and her books!!! I’m so happy I already bought book two and now I have to buy the others for the Assurance Security series!! Not gonna lie Val kind of annoyed me at the beginning but she grew on me!! Her men are chef’s kisses!!! Holt annoys me some but I can let it slide. I already bought part two so I’m going to be reading that in between work phone calls!!!! DON’T TELL MY BOSS 😂😂😂😂
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Reviewed in the United States on September 30, 2025
C
Verified Purchase
Carmen Alicea
Boise, US
★★★★★ 4
Baby bumps and bodyguards
Format: Kindle
Dark, emotional, and unexpectedly tender, Not Ready is an omegaverse romance that delivers found family feels, fierce protectiveness, and a very pregnant heroine who refuses to break. Vale’s on the run from a stalker, but lands in the arms of three private security alphas, cue the swoony tension, fake marriage twist, and slow-burn heat. It’s a little gritty, a little soft, and a whole lot addictive. If you love protective alphas, high stakes, and heroines with quiet strength, this one’s a must-read.
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Reviewed in the United States on December 18, 2025

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