SKU: 99293969469

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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How the Other Half Banks: Exclusion, Exploitation, and the Threat to DemocracyThe United States has two separate banking systems today one serving the well to do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check cashing services to cover

The United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later.

"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us."
--Nancy Folbre, New York Times Book Review

"How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest."
--Lisa J. Servon, American Prospect



Binding Type: Paperback
Publisher: Harvard University Press
Published: 03/12/2018
ISBN: 9780674983960
Pages: 336
Weight: 0.85lbs
Size: 9.10h x 6.10w x 1.10d
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SKU: 99293969469

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Mara
Belleville, US
★★★★★ 5
Black
Size: Medium, Color: Black
Fit well
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Reviewed in the United States on April 5, 2026
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Peter Dooley
Massapequa, US
★★★★★ 3
Good Fit but too long
Size: Medium, Color: Army Green
I would give these shirts a 5 star rating if they weren’t so long over the waist, even a medium sized it doesn’t matter way too long
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Reviewed in the United States on May 5, 2026
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SkipDesign
Natrona Heights, US
★★★★★ 5
A T-shirt chic? YES!!
Size: X-Large, Color: Wine Red
This is the second one of these shirts I’ve ordered. I don’t wear ties anymore, so I actually wear this mock turtle neck under a blazer, or a sports coat as my father used to call them. I wore a blue one the other evening and I wore it underneath a plaid blazer. Whoever would guess a T-shirt could be quite so chic. It stretches plenty, it’s light and it’s so comfortable. I have two of them now and I’m deciding on a third one.
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Reviewed in the United States on April 29, 2026
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Holliday
Grantham, US
★★★★★ 5
Light and Warm
Size: XX-Large, Color: Royal Blue
Quite comfortable (with a little tape over the label on the inside left) perfect light weight shirt for 40°-50°.
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Reviewed in the United States on April 13, 2026
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Daniel agudelo
Port Orchard, US
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Muy buenas para el sol
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Reviewed in the United States on March 29, 2026

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