SKU: 65620681683

Handmala Set „Pure Harmony”, Gold

Sale price$83.50 Regular price$92.78
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Description

Handmala Set „Pure Harmony”, GoldDieses Armbandset vereint zwei Krfte, die sich in deinem Inneren begegnen. Das Edelsteinarmband aus Rosenquarz und Achat trgt die Energie von Herz und Stabilitt: Rosenquarz ffnet dich fr Liebe, Mitgefhl und zarte Heilung, whrend Achat dich erdet, beruhigt und deinen Atem wieder in seinen natrlichen Rhythmus bringt. In der Mitte strahlt ein vergoldeter Sonne Mond Anhnger ein Symbol fr Harmonie zwischen Gegenstzen, fr das Gleichgewicht von Licht und

Dieses Armbandset vereint zwei Kräfte, die sich in deinem Inneren begegnen. Das Edelsteinarmband aus Rosenquarz und Achat trägt die Energie von Herz und Stabilität: Rosenquarz öffnet dich für Liebe, Mitgefühl und zarte Heilung, während Achat dich erdet, beruhigt und deinen Atem wieder in seinen natürlichen Rhythmus bringt. In der Mitte strahlt ein vergoldeter Sonne-Mond-Anhänger – ein Symbol für Harmonie zwischen Gegensätzen, für das Gleichgewicht von Licht und Schatten, Geben und Empfangen, Sehnsucht und Ankommen. 


Das zweite Armband aus Vintage-Holz ist wie ein stiller Helfer an deiner Seite. Seine Wärme erinnert dich an deine Wurzeln, an die Ruhe, die in dir wohnt. Das kleine Sternchen schenkt dir Hoffnung und Führung – wie ein leiser Hinweis, dass du auf deinem Weg niemals allein bist. Zusammen werden diese Armbänder zu einem persönlichen Ritual: du trägst sie, um dich an deine innere Balance zu erinnern, an die Kraft deiner Gefühle und an die Liebe, die bereits in dir leuchtet.


Material: Sterlingsilber vergoldet, Rosenquarz, Achat, Vintage Wood, Stretch

Verpackt im handgenähten Charity Beutelchen– ein langjähriges Projekt von hoffnungsträger mit Frauen in Chiang Mai/Thailand

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SKU: 65620681683

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4.5 ★★★★★
Based on 9 reviews
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Product Reviews
M
Verified Purchase
MF Student
Dallas, US
★★★★★ 4
Basic knowledge of underwriting is necessary to understand.
Format: Paperback
This is a great guide for underwriting multifamily deals for someone with some basic to moderate knowledge of underwriting. I am a new student to this field and have to stop and google some of the acronyms. For a future version, I think adding an extra page for the acronyms used, definition and equation would be helpful. I think that the font could be larger and darker. Adding mathematical formulas in the book would provide visualization as well. Rob can also provide a sample OM for the reader to use with his underwriting model and compare to his completed one. Again, I am a newbie so my review may change as I gain knowledge in this area. I enjoyed listening to Rob on Youtube/Podcast and hope to learn more from him.
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Reviewed in the United States on July 27, 2020
K
Verified Purchase
K. Okumura
West Palm Beach, US
★★★★★ 5
Easy to understand and well organized
Format: Paperback
Author makes complex concepts feel approachable and easy to comprehend. The content is sufficient to be an introductory course
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Reviewed in the United States on October 22, 2025
J
Verified Purchase
James Carlstedt
Houston, US
★★★★★ 5
great read for underwriters of multifamily deals
Format: Kindle
Rob lays out a succinct and thorough summary of his underwriting process, questions industry standards while sharing his opinions, and discusses risk management and analyses for deals during the underwriting process. Highly recommend for newer and more seasoned underwriters and investors to build or sharpen multifamily underwriting fundamentals and details. He also shares his model as the example.
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Reviewed in the United States on September 27, 2023
L
Verified Purchase
LongBoarder
Massapequa, US
★★★★★ 3
Needs more meat
Format: Paperback
A little on the light side of information provided. Some nuggets. OK value.
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Reviewed in the United States on December 16, 2022
M
Verified Purchase
Matthew Sinn
Birmingham, US
★★★★★ 5
Full of useful information
Format: Paperback
As context, I've underwritten about 100 deals and attended some basic underwriting classes. Rob's book was very useful to me, both in helping me gain better skills in underwriting basics (stabilization time period and how unit renovations and rent bumps are modeled/phased-in as well as when to start applying rent escalator) as well as higher level topics, like partnership structures, sensitivity analyses, and judging the returns. In all of these higher level topics I learned several new topics (and calculations to add to my underwriting) and would guess that even experienced investors would pick up a few quality nuggets in these sections.
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Reviewed in the United States on May 27, 2020

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